Get Paid Directly From the Bank

Skip card fees and reduce bad checks — ParadisePay’s ACH processing moves money straight from your customer’s account to yours, securely and fast.

Add ACH to My Account

See How It Works

[Illustration of an ACH checkout — swap in your real payment page]

Our ACH Processors

Bank-Grade Security, Built In

Vericheck (VCI)

Now Certified

Powered by Vericheck’s proprietary platform (backed by Commercial Bank of California), accept ACH payments with bank-grade security — so funds move faster and more predictably than paper checks.

SPONSOR BANK Commercial Bank of California

Paya

Coming Soon

Accept paper checks and ACH debits/credits with built-in fraud protection. Fewer bad checks, lower banking fees, and real-time reporting on every transaction.

How It Works

How an ACH Payment Moves

Bank to bank, with no card network in the middle.

Step 1

Customer Authorizes

Your customer enters their routing and account number and authorizes the debit.

Step 2

ParadisePay Submits via Vericheck

The transaction runs through Vericheck’s platform for processing.

Step 3

Bank Sends It on the ACH Network

Commercial Bank of California originates the entry to your customer’s bank.

Step 4

Funds Settle to You

Funds are deposited directly into your business bank account, typically within a few business days.

Compare

ACH, Cards, or Paper Checks?

	Paper check	Card	ACH with ParadisePay
What it costs	Deposit, handling, and bounced-check fees	A percentage of each sale plus a per-transaction fee	Per-transaction pricing, quoted for your business
Time to funds	Mailing, deposit, and clearing time	Typically a few business days	Typically a few business days
When it goes wrong	Bounced checks and collections	Chargebacks	ACH returns, each with a reason code
Best for	Customers who still mail checks	Everyday retail and online sales	Recurring bills, large invoices, and B2B payments

When ACH Makes Sense

Where ACH Fits Best

Recurring Payments

Memberships, subscriptions, rent, and service plans.

Large Invoices

Big tickets where percentage-based card fees add up fast.

Business Customers

B2B buyers who prefer paying from an operating account.

Replacing Paper Checks

Fewer trips to the bank and fewer bounced checks.

Take Cards Too

Credit, debit, and loyalty payments on TSYS — certified for e-commerce and MOTO, and managed in the same merchant portal.

Explore Payment Processing →

Give Your Customers Another Way to Pay

Adding ACH means more ways for customers to pay you — with less friction and more flexibility. Call us to see how easy it is to add this to your business.

Call Us About ACH

Ready to Simplify Your Payments?

For pricing, demos, integrations, or any questions — we’re here to help.

Hours: Mon–Fri, 8:00am–5:00pm CT
Tech support: 888-571-3678
Reseller support: 888-491-7177
Location: Houston, TX

Send Us a Message

Tell us what you need and our team will get back to you.